Ayushman Bharat at Jigyasa Hospital — How to Get Free Treatment in Moradabad
Jigyasa Hospital Moradabad accepts Ayushman Bharat (PM-JAY) cards. Get ₹5 lakh free cashless treatment. Learn eligibility, how to apply, and what's covered.
In India, a single hospitalisation — a major surgery, a heart procedure, a cancer diagnosis — can erase the savings of an entire family. For the poor and middle class of Uttar Pradesh, the fear of medical bills often delays treatment until it is far too late. The Government of India created the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) to change exactly this reality. And Jigyasa Hospital, Moradabad is proud to be part of that mission — offering world-class medical treatment to every eligible Ayushman Bharat beneficiary, fully cashless and completely free of charge. If you carry an Ayushman card — or if you think you might be eligible for one — this guide covers everything you need to know: what the scheme covers, whether you qualify, how to get your card, and exactly how to use it at Jigyasa Hospital.
What Is Ayushman Bharat PM-JAY? A Complete Overview
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is the Government of India's flagship health insurance scheme, launched on 23 September 2018 by Prime Minister Narendra Modi. It is the world's largest government-funded health insurance programme.
| Detail | Information |
|---|---|
| Scheme Name | Ayushman Bharat – PM Jan Arogya Yojana (PM-JAY) |
| Launched By | Government of India |
| Launch Date | 23 September 2018 |
| Health Cover | ₹5 lakh per family per year |
| Beneficiaries Covered | Over 55 crore people (12+ crore families) |
| Type of Coverage | Cashless, paperless hospitalisation |
| Network Hospitals | 27,000+ empanelled hospitals across India |
| Ayushman Cards Issued | Over 36.9 crore (as of March 2025) |
| Hospital Admissions | Over 11.69 crore since launch |
| Helpline Number | 14555 / 1800-111-565 (Toll Free) |
| Official Website | pmjay.gov.in |
Ayushman Bharat PM-JAY — Key Facts at a Glance
The scheme covers secondary and tertiary hospitalisation — meaning any condition serious enough to require admission, surgery, ICU care, or specialist treatment. All costs are covered: room charges, surgery fees, doctor fees, medicines, diagnostics, and even 15 days of post-discharge follow-up care.
What Does Ayushman Bharat Cover? Full Benefits List
Surgical Procedures Covered
- •Heart surgeries (bypass, valve replacement, angioplasty)
- •Orthopaedic surgeries (joint replacement, fracture repair, spinal surgery)
- •Laparoscopic and general surgeries (hernia, gallbladder, appendix)
- •Gynaecological surgeries (hysterectomy, fibroid removal)
- •Neurosurgeries and brain procedures
- •Plastic and reconstructive surgery (for injury or medical need)
- •Eye surgeries (cataract, retinal procedures)
- •ENT surgeries
Medical Conditions Covered
- •Cancer treatment (chemotherapy, radiotherapy, surgery)
- •Heart disease and cardiac interventions
- •Kidney disease and dialysis
- •Newborn and child health (neonatal ICU care)
- •Mental health hospitalisation
- •Diabetes-related complications
- •Severe infections and sepsis
- •Dengue, malaria, and other infectious diseases
- •Burns and trauma care
What Is Included in the ₹5 Lakh Cover
- •Room and boarding charges
- •Nursing care
- •Surgeon and anaesthesiologist fees
- •Diagnostic tests and imaging (X-ray, ECG, blood tests, CT scan, MRI)
- •Medicines and consumables during admission
- •3 days of pre-hospitalisation expenses
- •15 days of post-hospitalisation follow-up care including medicines and diagnostics
- •All pre-existing diseases — covered from Day 1, no waiting period
What Is NOT Covered Under PM-JAY
- •OPD (outpatient) consultations and routine doctor visits
- •Medicines purchased outside the hospitalisation period
- •Dental treatments (except those requiring hospitalisation)
- •Cosmetic or aesthetic procedures
- •Fertility treatments (IVF, etc.)
- •Drug rehabilitation (unless hospitalisation required)
- •Self-inflicted injuries
Who Is Eligible for Ayushman Bharat?
Eligibility for PM-JAY is based on the Socio-Economic Caste Census (SECC) 2011 data. You do not need to apply fresh — eligibility is already determined. You either appear in the database or you do not.
Rural Families — Eligible If They Meet Any of These Criteria
- •Families living in kutcha (mud or thatched) houses
- •Families with no adult member between 16 and 59 years of age
- •Female-headed households with no adult male member between 16 and 59
- •Families with a disabled member and no able-bodied adult
- •Families belonging to SC/ST communities
- •Landless families earning through manual casual labour
- •Primitive tribal groups, manual scavengers, and legally released bonded labourers
Urban Families — Eligible Based on Occupation
- •Ragpickers, domestic workers, and street vendors
- •Construction labourers, plumbers, masons, painters, welders
- •Sanitation workers, sweepers, and gardeners
- •Rickshaw pullers, cart pullers, and transport workers
- •Shop assistants, waiters, and helpers in small establishments
- •Electricians, mechanics, and repair workers
- •Washers and watchmen
Special Category: Senior Citizens (New — September 2024)
- •All Indian citizens aged 70 years and above are eligible — regardless of income or economic status
- •Senior citizens in families already covered under PM-JAY receive an additional ₹5 lakh top-up exclusively for themselves
- •Senior citizens with private health insurance can use PM-JAY alongside their existing coverage
- •Those enrolled in CGHS, ECHS, or Ayushman CAPF must choose between their existing scheme and PM-JAY
- •All eligible senior citizens will receive a separate Ayushman card for easy access
Who Is NOT Eligible
- •Families owning more than 5 acres of irrigated agricultural land
- •Families with a 4-wheeled motorised vehicle (car, tractor — with some exceptions)
- •Families with a pucca house with 3 or more rooms
- •Regular salaried government employees
- •Income tax payers
How to Check If You Are Eligible — Step by Step
Option 1: Online (Fastest)
- •Visit pmjay.gov.in or beneficiary.nha.gov.in
- •Click 'Am I Eligible?'
- •Enter your registered mobile number and OTP
- •Enter your Aadhaar number, Ration Card number, or Family ID
- •The system will instantly show whether your family is eligible
Option 2: Via Ayushman App
- •Download the Ayushman App from Google Play Store
- •Log in with your mobile number
- •Check eligibility and download your card directly
Option 3: Visit Jigyasa Hospital
Walk directly to the Ayushman Mitra desk at Jigyasa Hospital, Near Miglani Cinema, Rampur Road, Moradabad. Our dedicated Ayushman Mitra staff will check your eligibility on the spot using the PM-JAY portal — free of charge and within minutes.
How to Get Your Ayushman Card (Golden Card) — Complete Process
If you are eligible, getting your Ayushman card is completely free of charge. Never pay anyone to make your Ayushman card — it is 100% free.
Method 1: Online Self-Generation
- •Go to beneficiary.nha.gov.in
- •Click 'Login' → Enter your mobile number → Enter OTP
- •Click 'Am I Eligible?' and confirm your name appears in the database
- •Click 'Get Ayushman Card' → Select your state (Uttar Pradesh) and district (Moradabad)
- •Enter your Aadhaar number for e-KYC (OTP or face authentication via NHA app)
- •Your Ayushman card will be generated — download the PDF
- •The card shows your unique PMJAY ID, family details, and QR code — you do NOT need to print it
Method 2: Via Common Service Centre (CSC) / Jan Seva Kendra
Visit your nearest Jan Seva Kendra or CSC in Moradabad. Carry your Aadhaar card, Ration card (if Aadhaar is not linked), and your mobile number linked to Aadhaar. The CSC operator will verify your eligibility, authenticate your identity, and issue the card on the spot — free.
Method 3: Directly at Jigyasa Hospital's Ayushman Mitra Desk
Walk into Jigyasa Hospital, Moradabad with your Aadhaar card. Our Ayushman Mitra will check your eligibility, assist with card generation, and help you access treatment — all at no cost to you.
How to Use Your Ayushman Card at Jigyasa Hospital — Step by Step
Using your Ayushman Bharat card at Jigyasa Hospital is simple, fully cashless, and requires no advance payment at any stage.
- •Step 1 — Arrive at Jigyasa Hospital: Come to Jigyasa Hospital, Near Miglani Cinema, Rampur Road, Moradabad – 244001. For emergencies, call 7900903333 — our team will receive you immediately.
- •Step 2 — Go to the Ayushman Mitra Desk: This dedicated desk is located near the OPD and admission counter. Our trained Ayushman Mitra staff member manages all PM-JAY admissions.
- •Step 3 — Show Your Ayushman Card and Aadhaar: Present your Ayushman card (digital on phone or printed) along with your Aadhaar card. The Ayushman Mitra will verify your identity through the PM-JAY portal using biometric authentication.
- •Step 4 — Pre-Authorisation (For Planned Procedures): For planned surgeries or treatments, our hospital team sends a pre-authorisation request to the State Health Agency, typically approved within 1 to 3 hours. Emergency cases begin treatment immediately without waiting.
- •Step 5 — Receive Treatment — Pay Nothing: Once authorised, your treatment begins. Room charges, surgery, medicines, ICU care, diagnostics — all are covered under PM-JAY up to ₹5 lakh. You pay nothing.
- •Step 6 — Discharge and Post-Care: Upon discharge, you receive a discharge summary along with your PM-JAY claim number. 15 days of post-discharge follow-up care — including medicines and diagnostics — is also covered.
About Jigyasa Hospital, Moradabad — Your Trusted Ayushman Bharat Partner
Jigyasa Hospital is one of Moradabad's most advanced and patient-centred multi-specialty hospitals, built on a foundation of 25+ years of medical experience and a commitment to making quality healthcare accessible to every section of society.
| Detail | Information |
|---|---|
| Hospital Name | Jigyasa Hospital |
| Location | Near Miglani Cinema, Rampur Road, Moradabad – 244001 |
| Contact | 7900903333 |
| info@jigyasahospital.in | |
| Website | jigyasahospital.com |
| Experience | 25+ Years |
| Happy Patients | 1,20,000+ |
| Specialist Doctors | 200+ |
| Medical Services | 30+ Specialties |
| Appointment Booking | Walk-in / Phone / Online |
Jigyasa Hospital — At a Glance
Departments Available Under Ayushman Bharat at Jigyasa Hospital
- •Cardiology — ECG, echocardiography, cardiac monitoring, interventional procedures
- •General Medicine — Internal medicine, fever, chronic disease management
- •Obstetrics & Gynaecology — Maternity care, normal and caesarean delivery, gynaecological surgeries
- •Paediatrics & Neonatology — Child health, NICU, newborn care, vaccinations
- •Orthopaedics — Fracture treatment, joint pain, sports injuries, surgical procedures
- •General & Laparoscopic Surgery — Hernia, gallbladder, appendix, weight loss surgery
- •Neurosurgery — Brain and spinal conditions
- •Gastroenterology — Liver, stomach, intestinal conditions
- •Endocrinology — Diabetes, thyroid, hormonal disorders
- •Ophthalmology — Cataract and eye surgical procedures
- •ENT — Ear, nose, throat conditions requiring surgery
- •Psychiatry — Mental health hospitalisation
- •Radiology — X-ray, ultrasound, advanced imaging
- •Pharmacy — In-house pharmacy for covered medications
Common Myths About Ayushman Bharat — Busted
| Myth | Fact |
|---|---|
| Only SC/ST people qualify | All poor families regardless of caste qualify based on SECC criteria |
| I need to pay to get the card made | Completely false — the card is 100% free |
| Old illnesses are not covered | Pre-existing diseases are covered from Day 1, with zero waiting period |
| The cover is only for small treatments | PM-JAY covers 1,900+ procedures including major surgeries and cancer treatment |
| I can only use it in government hospitals | You can use it at any PM-JAY empanelled private hospital, including Jigyasa Hospital |
| My family is too large — there's a limit | There is no family size limit under PM-JAY |
| Senior citizens need to be poor to qualify | All citizens aged 70 and above qualify — regardless of income |
| The card only works in my home district | Your Ayushman card works at any empanelled hospital across all of India |
Ayushman Bharat — Myths vs Facts
Free Treatment Is Your Right — Use It at Jigyasa Hospital
The Ayushman Bharat scheme is one of the most powerful social guarantees the Government of India has ever made to its people — the promise that a medical emergency will not destroy your family financially. At Jigyasa Hospital, Moradabad, we honour that promise. Whether you come in for a planned surgery, a cardiac emergency, a maternity admission, or a child in need of critical care — if you carry an Ayushman Bharat card, you will receive the same quality of care as every other patient, at zero cost to you.
Do not let fear of medical bills stop you from seeking treatment. Do not delay care because you think you cannot afford it. If you or your family are eligible for Ayushman Bharat — that card is your right, and Jigyasa Hospital is your hospital.
📞 Call us: 7900903333
📍 Address: Near Miglani Cinema, Rampur Road, Moradabad – 244001
📧 Email: info@jigyasahospital.in
🌐 Website: jigyasahospital.com/contact
🏥 Ayushman Mitra Desk: Available at the hospital — walk in anytime.
Quality healthcare is not a privilege. At Jigyasa Hospital, it is for everyone.
Frequently Asked Questions
Is Jigyasa Hospital, Moradabad, empanelled under Ayushman Bharat PM-JAY?
Yes. Jigyasa Hospital, Moradabad, is an Ayushman Bharat PM-JAY empanelled hospital. Eligible beneficiaries can receive free, cashless treatment across all our departments under the scheme. Visit us at Near Miglani Cinema, Rampur Road, Moradabad or call 7900903333 for more information.
How do I check if my name is in the Ayushman Bharat list?
Visit pmjay.gov.in or beneficiary.nha.gov.in, click 'Am I Eligible?', and enter your mobile number linked to Aadhaar. You can also visit the Ayushman Mitra desk at Jigyasa Hospital and we will check your eligibility on the spot, free of charge.
Can I get free treatment at Jigyasa Hospital without an Ayushman card if I am eligible?
If you are eligible but have not yet received your card, visit Jigyasa Hospital with your Aadhaar card. Our Ayushman Mitra will verify your eligibility through the PM-JAY portal and assist you in generating your card on the spot so your treatment can begin without delay.
My parents are above 70 years old. Are they covered under Ayushman Bharat?
Yes. Since September 2024, all Indian citizens aged 70 years and above are eligible for PM-JAY coverage of ₹5 lakh per year — regardless of their income or economic status. If your parents are already part of a PM-JAY family, they receive an additional ₹5 lakh top-up exclusively for themselves.
What is the maximum amount covered under Ayushman Bharat?
Ayushman Bharat PM-JAY provides health coverage of ₹5 lakh per family per year for secondary and tertiary hospitalisation. Senior citizens aged 70 and above receive an additional ₹5 lakh exclusively for themselves. There is no cap on family size — all family members are covered within the ₹5 lakh annual limit.
Which treatments can I get free at Jigyasa Hospital under Ayushman Bharat?
You can access free treatment across all major departments including Cardiology, General Surgery, Gynaecology, Paediatrics, Orthopaedics, Laparoscopic Surgery, Neurology, ENT, Ophthalmology, and many more. Over 1,900 medical and surgical procedures are covered under PM-JAY.
Will I have to pay anything at all if I use my Ayushman card at Jigyasa Hospital?
No. Treatment under PM-JAY at Jigyasa Hospital is completely cashless. You pay nothing for any covered procedure — room charges, surgery, medicines, diagnostics, and doctor fees are all billed directly to the government. You only pay for services that fall outside the PM-JAY coverage list.
What is the PM-JAY helpline number?
The national PM-JAY helpline numbers are 14555 and 1800-111-565 (Toll Free). For Jigyasa Hospital specifically, call 7900903333.